Self-Certification
Answer these questions before starting your secure pre-approval application.
If your answer is “yes” to these 3 questions, you may proceed with the pre-approval application!
Mortgage pre-approval is open to qualified individuals, groups, and organizations ready to acquire Nigerian property.
For qualified individuals buying a home or investment property in Nigeria.
Apply from abroad as long as the property is in Nigeria and you operate a Nigerian bank account.
For business owners and investors acquiring properties for portfolios or wealth strategies.
For SMEs operators, executives, and corporate buyers pursuing qualified property acquisition.
For staff housing arrangements, especially organized groups seeking multiple units.
For cooperative societies pooling members together for property acquisition.
Groups of 5+ are welcome for blocks of flats, estate units, or grouped property purchases.
For verified public-sector earners with steady income and qualifying property documents.
For the application to be processed quickly, have these available.
This may apply depending on the banking partner, property structure, legal documentation, and mortgage processing requirements.
Required
Required to determine the market value of the property and ensure it meets lending criteria.
This protects the mortgage facility in the event of life.
Administrative and processing fees charged during mortgage setup and underwriting.
Insurance-related costs required by the banking and mortgage partners.
Some banks require temporary interest reserves before full disbursement.
Ensures the property title and mortgage documentation are properly registered.
Required
Required
Government-required property and documentation assessments may apply.
In most cases, yes — only if your income/inflow has been verified and the property has legit title documents.
You’ll be paired with a mortgage specialist from a MREIF-affiliated banking partner.
If all documents from all parties are ready and available, our expedited process takes 4–5 weeks flat.
It depends on how much you want to access. The rough formula is to divide by 30. If you want ₦100M, your monthly income should be around ₦3.3M minimum. If you want ₦60M, your income should be around ₦2M per month, and so on.
Not at all. The property must be in Nigeria — you don’t have to be here. You must, however, operate a Nigerian bank account to complete the mortgage process.
No, collateral is not accepted at this juncture.
Start your secure assessment and submit your documents for review.
Start Secure Application